# Earning Explained

Tapbit Earn offers a suite of products for you to grow your crypto holdings easily.its main objective is to meet the different liquidity and investment needs of its internal investors and or users.By using the product, you can buy short-term Earn products with different deliverables, thus allowing the user to earn higher returns than their bank savings in an identical period.

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### Tapbit Earn Product Introduction 

* #### [Flexible Savings](https://www.billance.com/personal/earn/flexible)

| **Token**                                     | **Type** | **APY tier**                     | **Minimum**                 |
| --------------------------------------------- | -------- | -------------------------------- | --------------------------- |
| BTC                                           | Flexible | Tier 1: 0-0.03 BTC 6%            | <p><br></p><p>0.001 BTC</p> |
| Tier 2: 0.03-2 BTC 3%                         |          |                                  |                             |
| Tier 3: > 2 BTC 1%                            |          |                                  |                             |
| ETH                                           | Flexible | Tier 1: 0-0.3 ETH 6%             | 0.01 ETH                    |
| Tier 2: 0.3-3 ETH 3%                          |          |                                  |                             |
| Tier 3: > 3 ETH 1%                            |          |                                  |                             |
| USDT                                          | Flexible | Tier 1: 0-1,000 USDT 4%          | 100 USDT                    |
| Tier 2: 1,000-10,000 USDT 2%                  |          |                                  |                             |
| Tier 3: > 10,000 USDT 1%                      |          |                                  |                             |
| USDC                                          | Flexible | Tier 1: 0-1,000 USDT 4%          | 100 USDC                    |
| Tier 2: 1,000-10,000 USDT 2%                  |          |                                  |                             |
| Tier 3: > 10,000 USDT 1%                      |          |                                  |                             |
| GMT                                           | Flexible | Tier 1: 0-500 GMT 20%            | 1 GMT                       |
| Tier 2: 500-1,000 GMT 5%                      |          |                                  |                             |
| Tier 3: > 1,000 GMT 1%                        |          |                                  |                             |
| CHR                                           | Flexible | Tier 1: 0-1,000 CHR 25%          | 10 CHR                      |
| Tier 2: 1,000-50,000 CHR 15%                  |          |                                  |                             |
| Tier 3: > 50,000 CHR 1%                       |          |                                  |                             |
| ACH                                           | Flexible | Tier 1: 0-1,000,000 ACH 13%      | 1 ACH                       |
| Tier 2: 1,000,000-3,000,000 ACH 8%            |          |                                  |                             |
| Tier 3: > 3,000,000 ACH 1%                    |          |                                  |                             |
| ALPACA                                        | Flexible | Tier 1: 0-10,000 ALPACA 10%      | 1 ALPACA                    |
| Tier 2: 10,000-50,000 ALPACA 5%               |          |                                  |                             |
| Tier 3: > 50,000 ALPACA 1%                    |          |                                  |                             |
| GAL                                           | Flexible | Tier 1: 0-100 GAL 20%            | 1 GAL                       |
| Tier 2: 100-500 GAL 10%                       |          |                                  |                             |
| Tier 3: >500 GAL 1%                           |          |                                  |                             |
| TIFI                                          | Flexible | Tier 1: 0-6,000,000,000 TIFI 30% | 1 TIFI                      |
| Tier 2: 6,000,000,000-12,000,000,000 TIFI 15% |          |                                  |                             |
| Tier 3: >12,000,000,000 TIFI 1%               |          |                                  |                             |

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* #### [Innovative Earnings](https://www.billance.com/personal/wallet/contract)  (USDT Contract Airdrop)

A new type of earning created by Tapbit. Get up to 18% annualized income by open contract order.

* Daily contract trade amount >= 20,000 USDT is eligible for the airdrop.
* The airdrop will be settled on the opening day (T) and the trading volume meets the requirements, and will be distributed to the spot account on the next day (T+1). Airdrops have no restrictions on transactions, deposits and withdrawals.
* The daily limit per person is 10,000 USDT (when the balance of the contract account is higher than 10,000 USDT, the interest will be calculated at 10,000).



### Four Unique Selling Points of Tapbit Earning:

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**High Yield** - Earn returns that are in comparison much higher than traditional financial products, offered by the Banks.

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**Low risk** - Earn only invests in products that form apart of and comply with Tapbit's short-term and high-security strategy, ensuring all users and or investors can earn income both efficiently and effectively.

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**ZERO Fees** - ZERO Fees for the investment, on part of the user refers to a situation, where there is absolutely no cost for subscription, as well, removal of the same subscription.

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**Low Threshold** - Due to the selecting of low-risk strategies and products, compared to other more traditional options, the investment threshold can be as low as 100 USDT.

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**Tapbit Earn** - Fixed Term refers to a situation, where a digital asset that is deposited for a fixed period, allows the user to earn a higher return than its flexible counterpart.Note Being, you may lose your regular earnings, if you choose to withdraw them too early.

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Tapbit Earn also has regular high-yield digital currency deposit events, that are used in conjunction with different project parties.Users are required to lock in the corresponding digital currency in Tapbit to receive higher returns.Subscription is always required for these events, its definitely a good idea to pay close attention to Tapbit announcements for more information.

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